Health Insurance for Overseas students in the UK.
Studying in the UK is one of the dreams that international students seek to achieve. Apart from the specialties available at UK universities, the UK has one of the best healthcare systems, both public and private. Find out about Health Insurance for Overseas Students in the UK.
Basically, it aims to provide a wide range of healthcare services, ranging from arranging doctor’s appointments to implementing medical treatment and care.
Conditions to benefit from health insurance in the United Kingdom for international students
In addition to the private healthcare system, the UK has a national healthcare system called the National Health Service (NHS).
Long term visa
Generally, health insurance in the UK is for international students who are eligible to benefit from this system. This on the condition that a student has a visa for at least 6 months.
short term visa
On the other hand, if the duration of the study is less than six months or if the student is a visitor, you are advised to take out private health insurance.
This is because international students are not eligible for health insurance in the UK.
Private health insurance
If a student has private health insurance in their home country, they can contact their service provider.
This will be done after obtaining a study visa in the United Kingdom, in order to check if it is possible to extend the insurance and thus benefit from it abroad.
In such a case, a student who has not benefited from UK health insurance may not have to pay for another.
Benefits of the National Health Service System in the UK (NHS)
Thanks to this system, health insurance in the United Kingdom can cover all foreign students and receive the same benefits as British citizens.
This includes the possibility of consulting a general or private doctor, receiving the necessary emergency treatment and undergoing psychotherapy sessions if necessary.
In addition, the diagnosis and treatment of certain infectious diseases are free of charge. Therefore, the student only has to pay for the drugs and vaccines he needs to complete his treatment.
For non-emergency cases, the NHS health system provides a 24-hour telephone service.
The telephone number assigned to the service is 111. This number allows the student to obtain an answer to various questions concerning his state of health.
How to register for international student health insurance in the UK
Cost of visa for international students
International students must pay £300 per year while their visa is valid. This cost is to benefit UK health insurance.
On the other hand, if your visa application is rejected, you will automatically benefit from the full reimbursement of the insurance costs.
Furthermore, students cannot avoid paying health insurance costs. Although they intend to enroll in a special care system.
Indeed, these fees are mandatory and constitute a crucial part of the visa application procedures.
You must choose a doctor and register with them as soon as you arrive in the UK. Don’t wait until you feel sick or need a medical exam.
To do this, the foreign student must bring a document from the university in which he/she has submitted his application. This document states that he/she will benefit from the UK health insurance system.
After reviewing the documents and accepting the application, the doctor’s office is responsible for emailing the student’s NHS number. Thus, he becomes officially registered and eligible for health insurance in the UK.
Awareness of student life in the UK
By way of illustration, one of the signs of being well prepared for student life in the UK is knowing all the necessary information about the UK healthcare system.
The most important thing is to know how to avail the health insurance for students in UK which is a must need as it cuts down on the expense of the student.
Additionally, it helps students be certain of the healthcare system they will receive.