How to Check Access Bank Nigeria Account Balance without internet

Access Bank plc, commonly known as Access Bank, is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator.

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After the merger, with more than 42 million of customers, Access Bank plc became the largest bank in Africa by customer base, and the largest bank in Nigeria by asset.

As the world is evolving around the Nigerian banking sector, more and more banks are putting up new and better and easy ways of making things comfortable for their customers.

Access Bank Nigeria PLC customers have been able to check their account balance through SMS without the need to login through the Mobile App or Internet Banking but a lot of people don’t know how to do this.

Fortunately, you found this post which will show you exactly how it’s done.

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If you’re expecting a payment from someone into your Access Bank account, it can be frustrating going to the ATM to check your balance just because credit notification SMS doesn’t get delivered to your phone sometime.

Unlike other banks that have a short USSD code that can be dialed to view account balance, Access Bank account balance is accessible from SMS or the mobile app.


Here’s the simple SMS you can send to view your access bank balance.


This SMS must be sent from the phone number that is linked with your account.

It works on MTN, GLO, Airtel or Etisalat and standard SMS rates of 4 to 5 Naira will be charged depending on your Mobile network.

  • Compose a New SMS
  • SMS Content should be:   BAL “SPACE” “10 Digit Account Number”
    Example:    BAL 0123456789
  • Send the SMS to this number: 08160000612
  • You will receive an SMS containing your Account Balance.

We got this Information direct from source: Access Bank Tweet on How to check balance.

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