Keystone Bank USSD Code to Transfer Money and Airtime Recharge Without Internet

Keystone Bank Limited, is a commercial bank in Nigeria. The bank is one of the commercial banks licensed by the Central Bank of Nigeria, the national banking regulator.

Keystone Bank offers banking services to large corporations, public institutions, small to medium enterprises (SMEs) and individuals. The bank is a large financial services provider in Nigeria.

As of December 2012, the bank’s total assets were valued at US$1.916 billion (NGN:307.5 billion), with shareholders’ equity valued at about US$213.3 million (NGN:34.23 billion)

In compliance with the cashless Central Bank of Nigeria policy now going on, It comes as no surprise Keystone Bank has introduced their own transfer code service called *# Bank Transfer Code which will

enable its customers perform serval transactions at one go without the stress of going to the bank.

Keystone Bank: USSD Codes, Loans, Customer Care, App

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This KeyStone Bank *7111# USSD Banking is available to all networks and can be done with every mobile phones. Only customers with an Keystone Bank account can perform transactions using *7111#.

Airtime is not required to use *7111# but some Service providers charge for USSD code transactions.

  • It’s fast and convenient and easy to use.
  • You don’t need internet data to use it
  • It’s made available 24/7
  • It saves you the stress of queuing up in the bank, and can be done from the comfort of wherever you are


Before any transaction can be made using the *7111# service, it is a must that the keystone bank customer creates a unique security code which will be required for any *7111# transaction service.


Below are the steps to register

  • Dial*7111*0#
  • Follow the generated prompts then option to Create/Reset Pin
  • Enter the last four(4) digits of your Keystone bank ATM Card
  • You may be required to enter your a 4 to 6 digits security code which will be used for all transaction from henceforth.

After successfully registering, you can now make use of any of the transfer codes below to make a transaction anytime, anywhere.Austin's Keystone Bank raises $18M, aims for $1B in assets - Austin  Business Journal


Transfer to other banks

Simply dial *7111*AMOUNT*NUBAN Account Number#.

Transfer to Keystone Bank

Dial *7111*Amount*Account Number# from your phone number, follow the on -prompt instructions and input your security code.

NOTE: to register this code, it is only with the phone number you used to open an account with the daily limit for transfers is N200,000.


To open an Keystone Bank account, simply dial *7111*1# and follow the prompts shown on your phone. You may be required to put your BVN number of atm card digits.

In completion of this, you receive a text confirmation and details of your new account number.


To recharge  airtime for yourself using Keystone USSD Code,  dial  *7111*amount# on your registered phone number.
To load airtime for others, simply dial  *7111*Amount*Phone Number#.


You can check your account balance whenever you want, at anywhere and what’s interesting is that it’s free of charge.

Simply Dial *7111*1# on your phone, enter your secret code and your account balance will be immediately.

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