UBA USSD Code To transfer money to any account and buy airtime without internet

United Bank for Africa Plc (UBA) is a Multinational pan-African financial services group headquartered in Lagos and known as Africa’s Global Bank.

It has subsidiaries in 20 African countries and offices in London, Paris and New York. In December 2021, UBA received its banking license to commence operations in the UAE.

It is listed as commercial bank by the Central Bank of Nigeria. The shares of stock of the group are listed on the Nigerian Stock Exchange, where they trade under the symbol: UBA.

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The Group Chairman of the bank is Tony Elumelu and the GMD/CEO is Oliver Alawuba.

UBA USSD Code To transfer money to any account and buy airtime without internet

Great News for those of you who bank with UBA!

As we all know UBA as one of the Africa’s oldest leading bank with well known good transaction experience with various branches seen across the continent, So it comes as no surprise if UBA decides

to improve on their banking services (just like many banks in Nigeria do) and as such have introduced the use of money transfer USSD code service called UBA Magic Banking which allows their customers

do monetary transactions more easy and conveniently without the use of the mobile app or internet.

The introduction of the code is done so as to encourage the ongoing cashless system to their customers because before this, for one to do a transfer, he/she will have to go to a bank, stand in queues for long

time which I know can be tiring and lets forget the transport fee included.

But now with this new transfer code, whatever banking service it is you need, can easily be dialed directly from your phone, whether or not you have internet connection!

So what is this amazing transfer code you might be wondering?, well just know that by dialing the code, many benefits and solutions to banking problems are there such as;

  • It’s easy to use, stress free and so convenient.
  • All monetary transactions are done within seconds.
  • It can be done on all device types.
  • No need for the use of the banking app or token.

Ensure that you must have registered your number for mobile money transfer. Dial the *919# transfer code on your mobile phone, select 1 to signup and follow the prompt steps to get your PIN and start

using UBA mobile USSD banking.

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Account Opening

For those of you would like to open an account with UBA, open an account dial *919# and follow the easy steps.

Your new account number will be sent to your mobile line, then visit any UBA branch bank with your identification to link your BVN to the account.

How To Transfer Money From UBA To Another UBA Account  Via USSD Code

To Transfer/send money to a UBA Account, dial *919*3# and follow the on-screen command.

How To Transfer Money From UBA To Other Banks Via USSD Code

To transfer money from UBA account to any other bank account, simply dial *919*4# and follow the on-screen command. The maximum daily money transfer is N150,000

How to Recharge Airtime from your Account via the Code

You can use the UBA USSD code to buy airtime for yourself or your friends and family directly from your account.

To recharge airtime for yourself, simply dial *919*Amount# from your registered number. Then if you want to recharge for your family and friends, dial *919*Phone Number*Amount#.

You can recharge all networks, just type in the network and input your PIN when prompted.
The daily recharge limit is N5,000.

How to Check account Balance or Enquiry

To check your account balance on your phone, simply dial *919*00#  provide your PIN when prompted and your balance will be displayed anytime and anywhere.


  • Ensure that phone number you are is the one registered with the Bank.
  • Charges apply per each session.

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