What are the best auto insurance discounts in Florida?
What are the best car insurance discounts in Florida? Did you know that in Florida more than 180 car accidents can be reported per day? That is why having auto insurance in Florida is not a whim or obligation, but rather a necessity.
1. Have anti-lock brakes
The Florida auto insurance discount will apply if your vehicle has an anti-lock brake system. But for this the adaptation must be from the factory. This is because said braking system, also known as anti-lock brake systems, is considered a safe and effective circuit when used properly. In other words, it offers the advantage of preventing the wheels from locking in situations where there is emergency braking.
2. Have an accident-free driving record
You can opt for a discount if you have not been involved in any type of accident, a condition that your driving record must support. In fact, the discount for this reason could increase over time. That is, in the event that the policy is valid and continues without any type of attributable accidents.
3. Have completed a preventive driving course for auto insurance discounts
You may be a good candidate for a discount for completing a defensive driving course as long as you can:
Be at least 55 years old.
You must have voluntarily taken and completed the course within the last three years. Which is duly endorsed by the Department of Highway Safety and Motor Vehicles.
Be the main driver of the vehicle to be insured.
4. Have an anti-theft device
Auto insurance discounts in Florida are applicable if the vehicle is equipped with anti-theft devices or vehicle recovery systems.
Said system has the task of preventing the ignition of the vehicle’s engine without the key, remote control or any other programmable device.
5. Careful driver
To qualify for this auto insurance discount it will be necessary to meet certain eligibility requirements. In addition, they must agree to share certain management information. Approximately, users receive a 4.5% discount, but according to the information provided and other aspects considered by the company, said savings could amount to 29%.
6. Have no violations
Infractions damage the driver’s record for this type of procedure. That is why it must have a perfect driving index which can be verified if you wish to opt for a discount under these finishes.
7. Have multiple cars
If you meet the following criteria, you may be eligible to receive a discount on auto insurance:
There are two or more private passenger cars, driven by the people who live in the reported address.
Vehicles insured with allied or partner companies.
If the owners of the vehicles live in the same home and if they are related by reason of marriage, adoption or consanguinity. In the case of being joint owners of the vehicle, both insured must be designated in the policy.
8. Own a property
If you have your own home in the state of Florida, you can also apply for the discount for owning a property. In this case you can save on motorcycle and car insurance. Auto insurance discounts in Florida in this case are applied directly as it demonstrates economic responsibility.